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Consumer Loans
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Fixed interest rate loan.
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3-15 year
loan terms available.
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No
closing costs.
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Loan
is based on the available equity in your home and other qualifying
criteria.
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Interest
may be tax deductible – consult your tax advisor regarding deductibility
of interest.
Home
Equity Lines of Credit
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Use
the money to pay off credit cards, education expenses, automobile
purchases, vacations, emergencies or for anything else you need, the
list is endless.
- 15-year line of
credit term.
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Adjustable
rate, revolving line of credit.
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Loan
is based on the available equity in your home and other qualifying
criteria.
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Interest
may be tax deductible – consult your tax advisor regarding deductibility
of interest.
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$500 minimum loan amount.
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Borrowing
limits range from 80 to 90% of the savings or certificate account
balance.
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A
non-retirement certificate of deposit or passbook is held as collateral
for the loan.
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Your
savings or certificate account continues to earn interest at their
current rate.
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Interest
only or principal and interest notes are available.
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Share
loans are approved at each of our locations and loan settlement can
occur the same day.
If
you would like to receive additional information about these loans or
any services offered at First Shore Federal, please write to us at:
PO Box 4248, Salisbury, MD 21803-4248 or send us an eMail.
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