We
Respect Your Privacy
First
Shore Federal has never shared nonpublic personal information. We will
continue to protect your privacy.
Safeguarding
your personal financial information is as much a part of our business
as taking deposits and making loans. It always has been and always will
be. We recognize and are guided by the belief that protecting each person's
right of privacy is fundamental to the quality of customer relationships.
We cherish your business and the trust you place in us.
To
offer you the financial products and service you need and desire we
collect, maintain, and use information about you on a routine basis.
To help you better understand how your personal information is protected,
we are providing you with this statement describing our practices and
policies with respect to the privacy and confidentiality of customer
information.
Our
Privacy Disclosure Policy
We
collect nonpublic personal information about you on applications or
other forms during the application process, gathered from transactions
or experiences with us, and obtained from other authorized sources such
as consumer reporting agencies. All information collected and stored
by First Shore Federal is used for specific business purposes such as
administering your account, complying with state and federal banking
regulations, protecting against fraud and developing a better understanding
of your financial needs to provide you with improved products and services.
Categories
of Information We Disclose
We
do not disclose any nonpublic personal information about our customers
or former customers to anyone, except as permitted by law. We are permitted
by law to disclose such information about you to other third parties
in certain circumstances. For example, we may disclose nonpublic personal
information about you to third parties who assist us in servicing your
loan or account with us, to government agencies in response to lawful
subpoena, to any customer or company, which you specifically authorize
and to consumer credit reporting agencies.
We
may also disclose all of the information we collect as described herein
to companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing agreements.
Confidentiality
and Security
We
understand that the protection of your nonpublic personal information
is of utmost importance. Guarding your privacy is our obligation and
First Shore Federal maintains strict procedures and policies to safeguard
that privacy.
We
restrict access to nonpublic personal information about you to those
employees who have a business reason to know that information to provide
products and services to you. We educate our employees about the importance
of confidentiality and customer privacy. We maintain physical, electronic
and procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
In
the event that you terminate your customer relationship with us, or
become an inactive member of the association, we will continue to adhere
to the policies and practices described in this notice.
If you have any questions or concerns about the integrity of your account
information, please contact us.
Web Site Privacy Policy
Through our Web site, we strive to provide valuable information to you about
how we may serve you. We hope our site answers your questions about our
products and services, locations and hours.
Our Web site does not require you to disclose any personally identifying
information. If, however, you choose to contact us via e-mail, please keep
in mind that your e-mail address, and any other information your e-mail
header shows about you, such as your name or organization, will be revealed
to us in the e-mail. We pledge, however, that when you communicate with us
via e-mail, we will use your e-mail information only for the specific
purpose of responding to your comments or questions. Your e-mail address
will not be sold, nor will it be shared with others outside the bank unless
we are compelled to do so by law.
We reserve the right to change this policy at any time by posting a new
privacy policy.
If you have any specific questions related to our Privacy Policy, please
send us an e-mail or call us at 410-546-1101.
